New California Law Requiring Individuals to Have Health Insurance

Have you heard about the new California state mandate requiring Californians to have qualifying individual health insurance coverage for themselves and their dependents?  This new mandate, Senate Bill 78, will go into effect on January 1, 2020 and could affect your employees!

If your employees who do not have insurance do not obtain this coverage, they will have to pay a penalty.

What Your Employees Can Do

Carriers have opened up a one-time Special Enrollment Period (SEP) for anyone who would like to get health insurance in order to avoid paying the penalties.  (Please note:  This SEP is different from the SEP for new business, which is from November 15th to December 15th.)

We have created a list of carriers that are offering this one-time SEP.  

Please click on the button below to view/download this list.

Important Note:  If your employees apply for coverage during the one-time SEP, please be sure to advise them to note the following at the top of their applications: “For SB 78/SEP Enrollment”.

For even more details about this new law, click below to listen to a short 4 minute podcast with Neil Crosby, Vice President of Sales for Warner Pacific.  In this podcast, Neil discusses the implications in detail.  

(Please note that since the podcast, more carriers have opted to offer this one-time SEP.  The most current info is available in our Carrier List below.)


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For more information or any questions, please contact Sr. VP Employee Benefits Advisor, Nathan Wollenmann.  

Author: Andi Waibel, Marketing Director at Barkley Risk Management & Insurance

Published:  December 5, 2019